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Terms of Service

Effective Date: April 9, 2026  ·  Last Updated: April 9, 2026


1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and CFOLink LLC ("CFOLink," "we," "us," or "our"), governing your access to and use of the CFOlink platform, including its website, application, and all related services (collectively, the "Service").

By creating an account, accessing, or using the Service in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Eligibility

2.1 Age Requirement

You must be at least 18 years of age to use the Service. By accessing the Service, you represent and warrant that you are 18 years of age or older.

2.2 Geographic Restriction

The Service is intended for use by persons located in the United States only. By using the Service, you represent that you are located in the United States and that your use complies with all applicable federal, state, and local laws.

2.3 Authority

If you are using the Service on behalf of a business or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms. In such case, "you" refers to both you individually and the entity.

3. Account Registration

3.1 Account Creation

To access the Service, you must create an account by providing accurate, current, and complete information. You agree to update this information as necessary to keep it accurate.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately at info@cfolink.ai if you suspect any unauthorized access to or use of your account.

3.3 One Account Per User

You may not create multiple accounts for the purpose of circumventing account limitations, free trial terms, or any other restriction.

4. Free Trial

4.1 Trial Period

CFOLink offers a 14-day free trial of the Service to new users. No credit card or payment information is required to begin the free trial.

4.2 Trial Limitations

The free trial is available to each user or organization once. Any attempt to obtain additional free trials through the creation of multiple accounts is a violation of these Terms and may result in immediate account termination.

4.3 Transition to Paid Subscription

At the end of the free trial period, continued access to the Service requires activation of a paid subscription plan. If you do not activate a paid plan, your access to paid features will be suspended.

5. Subscriptions and Payment

5.1 Subscription Plans

CFOLink offers paid subscription plans, the details of which (including features, pricing, and billing frequency) are described on the Service's pricing page. Subscription terms are subject to change with notice.

5.2 Billing

By activating a paid subscription, you authorize CFOLink (or its payment processor) to charge your designated payment method on a recurring basis for the applicable subscription fee, until your subscription is cancelled.

5.3 No Refunds

All subscription fees are non-refundable. This includes partial-month charges, unused time remaining in a subscription period, and any fees charged in connection with a plan upgrade or downgrade. CFOLink does not provide prorated refunds under any circumstances, except where required by applicable law.

5.4 Cancellation

You may cancel your subscription at any time through your account settings or by contacting us at info@cfolink.ai. Cancellation takes effect at the end of the current billing period. You will retain access to the Service through the end of the paid period.

5.5 Taxes

You are responsible for all applicable taxes arising from your use of the Service. CFOLink will add applicable taxes to your invoice where required by law.

6. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Service in any way that violates any applicable federal, state, or local law or regulation
  • Attempt to gain unauthorized access to any portion of the Service or any connected systems or networks
  • Use the Service to transmit any unsolicited or unauthorized advertising or promotional material
  • Interfere with or disrupt the integrity or performance of the Service
  • Reverse engineer, decompile, or otherwise attempt to discover the source code of the Service
  • Use the Service on behalf of, or for the benefit of, any person or entity located outside the United States
  • Attempt to circumvent any authentication, access control, or security mechanism of the Service
  • Create accounts in an automated manner or use bots or scrapers to interact with the Service

7. Third-Party Integrations — QuickBooks

7.1 QuickBooks Connection

The Service integrates with Intuit QuickBooks Online via OAuth 2.0. To use QuickBooks-related features, you must authorize CFOLink to access your QuickBooks account on your behalf.

7.2 Your Responsibility

You are solely responsible for ensuring that your use of the QuickBooks integration complies with Intuit's terms of service and any applicable agreements you have with Intuit. CFOLink is not affiliated with or endorsed by Intuit Inc.

7.3 Data Processing

When you connect your QuickBooks account, CFOLink accesses your financial data for the sole purpose of generating reports and analysis within the Service. This data is processed transiently and is not persistently stored by CFOLink on its servers beyond the duration required to generate your requested output, unless otherwise disclosed in our Privacy Policy.

7.4 Revocation

You may disconnect your QuickBooks account at any time through the Service settings. Disconnection revokes CFOLink's access to your QuickBooks data.

8. Important Disclaimer — Not Financial or Legal Advice

The Service is provided for informational and analytical purposes only. Nothing provided through the Service constitutes financial, accounting, tax, investment, legal, or professional advice of any kind.

The reports, analyses, summaries, and other outputs generated by CFOLink are derived from data you provide or authorize us to access. CFOLink does not verify the accuracy or completeness of that data and makes no representations regarding the accuracy, reliability, completeness, or timeliness of any output generated by the Service.

You are solely responsible for all decisions made in reliance on any information or output provided by the Service. CFOLink strongly recommends that you consult with a qualified accountant, certified public accountant (CPA), financial advisor, tax professional, or legal counsel before making any business, financial, tax, or legal decisions.

CFOLink expressly disclaims all liability for any losses, damages, or adverse consequences of any kind arising from or related to your reliance on any information, report, or output generated by the Service.

9. Indemnification

You agree to defend, indemnify, and hold harmless CFOLink LLC and its officers, directors, employees, agents, licensors, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

  1. Your access to or use of the Service;
  2. Your violation of these Terms;
  3. Your violation of any applicable law or regulation;
  4. Any content, data, or information you submit to or through the Service;
  5. Your reliance on any report, analysis, or output generated by the Service;
  6. Your QuickBooks account, financial data, or any third-party integration you authorize;
  7. Any dispute between you and any third party (including Intuit) in connection with the Service; or
  8. Any claim by a third party arising from your use of the Service.

10. Limitation of Liability

10.1 Exclusion of Consequential Damages

To the maximum extent permitted by applicable law, in no event shall CFOLink LLC, its officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, loss of revenue, loss of data, loss of business opportunity, or loss of goodwill, arising out of or in connection with these Terms or your use of the Service, even if CFOLink has been advised of the possibility of such damages.

10.2 Liability Cap

To the maximum extent permitted by applicable law, CFOLink's total cumulative liability to you for any and all claims arising out of or in connection with these Terms or the Service shall not exceed the total subscription fees actually paid by you to CFOLink during the current billing period in which the incident giving rise to liability occurred. If you are on a free trial at the time of the incident, CFOLink's liability shall not exceed $10.00 USD.

10.3 Basis of the Bargain

You acknowledge that the limitations of liability in this section are a fundamental element of the basis of the bargain between CFOLink and you, and that CFOLink would not provide the Service without these limitations.

11. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. To the maximum extent permitted by applicable law, CFOLink expressly disclaims all warranties, including but not limited to:

  • Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Warranties that the Service will be uninterrupted, error-free, or secure
  • Warranties regarding the accuracy, completeness, or reliability of any content or output generated by the Service
  • Warranties that any defects in the Service will be corrected

12. Intellectual Property

12.1 CFOLink IP

The Service, including its design, software, algorithms, trademarks, logos, and all content created by CFOLink, is owned by CFOLink LLC and is protected by applicable intellectual property laws. These Terms do not grant you any rights to CFOLink's intellectual property beyond the limited license to use the Service as described herein.

12.2 Your Data

You retain all ownership rights in the data and content you submit to the Service ("Your Data"). By submitting Your Data, you grant CFOLink a limited, non-exclusive, royalty-free license to process Your Data solely as necessary to provide the Service to you.

12.3 Feedback

If you submit feedback, suggestions, or ideas about the Service, you grant CFOLink a perpetual, irrevocable, royalty-free license to use such feedback for any purpose without compensation to you.

13. Account Termination and Data Deletion

13.1 Termination by You

You may request termination of your account at any time by sending an email to info@cfolink.ai with the subject line "Account Deletion Request." We will process your request and confirm deletion within a reasonable period. Account termination does not entitle you to any refund of subscription fees.

13.2 Termination by CFOLink

CFOLink reserves the right to suspend or terminate your account and access to the Service at any time, with or without notice, for any reason, including but not limited to:

  • Violation of these Terms
  • Non-payment of subscription fees
  • Fraudulent or abusive activity
  • Requests from law enforcement or government authorities
  • Extended inactivity

13.3 Effect of Termination

Upon termination, your right to access and use the Service immediately ceases. CFOLink will delete or anonymize your data in accordance with our Privacy Policy. Provisions of these Terms that by their nature should survive termination (including Sections 8, 9, 10, 11, 12, and 15) shall survive.

14. Modifications to the Service and Terms

14.1 Changes to the Service

CFOLink reserves the right to modify, suspend, or discontinue the Service (or any part of it) at any time, with or without notice. CFOLink shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

14.2 Changes to These Terms

CFOLink may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on the Service and updating the "Last Updated" date above, or by sending notice to your registered email address. Your continued use of the Service after the effective date of any updated Terms constitutes your acceptance of the changes.

15. Governing Law and Dispute Resolution

15.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the [YOUR STATE], without regard to its conflict of law principles.

15.2 Dispute Resolution

Any dispute arising out of or relating to these Terms or the Service that cannot be resolved informally shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association (AAA), conducted in [YOUR CITY, STATE]. The arbitration shall be conducted in English. Judgment on the award may be entered in any court of competent jurisdiction.

15.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If any court or arbitrator determines that the class action waiver in this section is void or unenforceable, the entire arbitration agreement shall be null and void.

15.4 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened misappropriation or infringement of intellectual property rights.

16. Miscellaneous

16.1 Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and CFOLink regarding the Service and supersede all prior agreements and understandings.

16.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect.

16.3 Waiver

CFOLink's failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

16.4 Assignment

You may not assign or transfer your rights or obligations under these Terms without CFOLink's prior written consent. CFOLink may assign its rights and obligations freely, including in connection with a merger, acquisition, or sale of assets.

16.5 No Third-Party Beneficiaries

These Terms are for the sole benefit of you and CFOLink and do not create any third-party beneficiary rights.

17. Contact Information

For questions, concerns, or legal notices regarding these Terms of Service, please contact:

CFOLink LLC
Email: info@cfolink.ai


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